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Auerbach Investment Services, LLC

111 Forrest Ave. First Floor Narberth, PA 19072

The information contained herein is confidential and is not to be shared, distributed, or otherwise used, for any other purpose or by any other person without the written permission of Auerbach Investment Services, LLC (“AIS”). The information reflects opinions and projections of AIS as of the date hereof, which are subject to change without notice at any time. AIS does not represent that any opinion or projection will be realized. The information does not constitute investment advice or a recommendation for you to purchase or sell any specific security. You are solely responsible for reviewing the content and for any actions you take or choose not to take based on your review of such content. Statements herein that reflect projections or expectations of future financial or economic performance are “forward-looking statements”. Such statements are based on various assumptions, which assumptions may not prove to be correct. No representation or warranty can be given that the estimates, opinions or assumptions made herein will prove to be accurate. Past performance is not a guarantee of future results. If you wish to consider AIS for investment advisory services after carefully reviewing AIS’s Form ADV, Part 2A, privacy policy and website, then you may contact AIS. AIS only enters into investment advisory relationships after discussing the engagement with the prospective client and agreeing to terms pursuant to a written investment advisory agreement.

California license number #0C10767